Investing involves risk and you may incur a profit or a loss. Past performance is no guarantee of future results. This information is prepared for general informational purposes only and does not constitute any representation as to the suitability or appropriateness of any security, financial product or instrument for any particular person. Investing in any security involves certain non-diversifiable risks including, but not limited to, market risk, interest-rate risk, inflation risk, and event risk. These risks are in addition to any specific, or diversifiable, risks associated with particular investment styles or strategies.